Education Loan

Beneficiary Salaried employees of Coop. banks, Punjab Govt / Chandigarh Administration and its boards & Corporation.
Purpose To provide financial assistance to deserving and meritorious student for Pursuing higher studies in India or abroad.
Loan Limit Maximum amount up-to Rs. 15.00 Lac.
Rate of Intt 11%
Margin No Margin required.
Repayment Period The installment will start after completion of course. Maximum 5 years.
Collateral Security Mortgage of landed property value of 150% of the loan amount. For the loan up to Rs. 5.00 lac, no Immovable security is required. If the loanee is the employee of Punjab Govt.or Coop.Deptt. etc. One guarantor known to the bank will also be taken.An insurance policy will be taken on the life of the student borrower for an amount  equal to the loan amount and should be assigned in favour of the bank
Area of Operation Loan shall be advanced in the area operation in the Jalandhar district.

A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine.

I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents. I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image.

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