Welcome To Jalandhar DCCB


The Jalandhar Central Cooperative Bank Ltd. Jalandhar is a prestigious Bank in the State of Punjab. It was registered on 11.02.1909. The plan to open the bank was motivated by Hon’ble Rai Bahadur Badri Dass and Hon’ble Khan Bahadur Ahmed Shah with all. Worthy Khan Bahadur Ahmed Shah was the first President of Bank. Bank started its business in a rented accommodation with a small amount of share capital Rs. 2.00 lac. The Bank constructed its own building in 1924 at G.T. Road, Jalandhar and was inaugurated by C.A.H. Townsend Esq. C.I. Commissioner, Jalandhar. The Head Office building of the bank situated Opp. General Post Office, G.T. Road Jalandhar was inaugurated in 1987 by Shri M.S. Gill, I.A.S. Financial

Commissioner (Development).The Main Branch and NRI Branch are operational in this Building currently. Previously, the Cooperative Societies and individual organization were having the partnership in the bank but now individual’s partnership has been retired.

There were five Unions collaborating with the Bank for providing loan to Cooperative Organizations. These Unions were completely merged with the bank in 1956. Bank is providing services in Shahkot, Nakodar, Phillaur and Jalandhar tehsils of District Jalandhar. In the year 1956, the Bank was functioning with only two branches in the district. As of now, the presence of the bank is spread in every nook and corner of the District Jalandhar through a wide network of 72 branches and the business of the bank crossed Rs.194005.21 lacs as on 31.3.2014 which is highest amongst all the Cooperative Banks in the State of Punjab in absolute term.

There are 803 Cooperative societies which are members of this bank, out of which 244 are Agriculture Cooperative Societies. Bank is fulfilling the requirements of 46015 members of these societies through Kisan Credit Cards by providing loan at the cheapest rate of interest i.e. 7%. Thus, Bank is covering 90% rural families to provide them services through these societies. The Bank is also providing loan for Self Employment to Unemployed youngsters. Thus the Bank’s role is restricted not only to societies but reaching out to the Individuals also.

The Bank has formed 3330 Groups under Joint Liability Group Schemes launched by Government of India  and these groups have been linked with Credit facility.

Apart from the District Manager/Chief Executive Officer of the Bank, the affairs of the Bank are being managed by the elected Board of Directors consisting of 9(nine) Directors which were elected on 22.12.2010 for the term of five years.

A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine.

I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents. I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image.

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