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In exchange for accessing and using the Site, you agree to be bound by these Terms & Conditions and to comply with all applicable laws and regulations. You represent and warrant that you have the legal ability to accept these Terms & Conditions on behalf of yourself or any party you legally represent. If any provision of these Terms & Conditions is held to be invalid, illegal or cannot be enforced, such invalidity, illegality or non-enforceability shall not affect the validity, legality or enforceability of any other provision of these Terms & Conditions. All exceptions and limitations apply only to the extent permitted by The Jalandhar Central Cooperative Bank law. Kindly do not use or browse the Site if you do not agree to these Terms & Conditions. The Site is operated from ITsilver offices in INDIA. By accessing the Site you agree that the laws of The Jalandhar Central Cooperative Bank apply to the Site, the Content, your access, the use of and browsing the Site and all transactions over the Site, and you agree that any dispute or litigation shall be subject to the exclusive jurisdiction. Those who access the Site from other locations do so at their own risk and are responsible for compliance with applicable local laws.You acknowledge that The Jalandhar Central Cooperative Bank reserves the right, at its sole discretion, to refuse or terminate, without notice, your access to the Site at any time.

Applicable Laws

All content and materials of this web site are protected by copyrights, trademarks or other proprietary rights and laws. These Terms of Use shall be governed by and construed in accordance with the laws of the State of INDIA, excluding its conflicts of law rules. You expressly agree that the exclusive jurisdiction for any claim or action arising out of or relating to these Terms of Use or your use of this site shall be filed only in the state and you further agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action. Mentor Graphics makes no representation that materials on this site are appropriate or available for use in locations outside the INDIA, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this site from outside the INDIA do so on their own initiative and are responsible for compliance with applicable local laws.

Privacy Terms and Policy

The Jalandhar Central Cooperative Bank policy on our wholly controlled and operated Internet sites is to respect and protect the privacy of our users. The Jalandhar Central Cooperative Bank will never willfully disclose individually identifiable information about its customers to any third party without first receiving that customer's permission. This policy statement tells you how we collect information from you and how we use it. Using the Internet should be a fun experience and we want to help you make it so. However, in most cases, we talk about our users in aggregate, not as individuals. This data is used to customize The Jalandhar Central Cooperative Bank content and advertising for our users. There are cases where The Jalandhar Central Cooperative Bank may ask you for personal information such as your name or address. We do this when you register for contests/promotions or services that require registration or subscription.The Jalandhar Central Cooperative Bank needs to collect this information for fulfilling prizes, tracking/verifying compliance with The Jalandhar Central Cooperative Bank policies as well as Central, state & local laws and/or for editorial and feedback solicitation purposes. When we intend to use your personal information, we tell you up front. This way you can decide whether you want to give us the information or not. .To contact us for reasons such as removing or altering your records from our databases or other information regarding customer policy please contact us

Disclaimer

All pictures available from this website are copyrighted by The Jalandhar Central Cooperative Bank. All copyright materials can only be used for personal, noncommercial use only. All public performance and other commercial use of these pictures is strictly prohibited. By using and viewing this sites you must agree to these terms. Illegal use of this site is subject to substantial civil penalties and/or criminal prosecution. Furthermore, there is no pornography, and no sexual explicit material on this site. We accept no responsibility for any loss, injury or inconvenience sustained by any person resulting from information published on this site. We encourage you to verify any critical information with the relevant authorities. For any inquiries, please be aware that we can't guarantee the confidentiality or security of e-mail. Please do no send any information that you would consider confidential to any of the e-mail addresses on this site. By providing your e-mail address, you acknowledge this fact and authorize us to respond to you using e-mail. Please note, the information in this site is subject to change without notice. All transactions over ITsilver website are subject to the Terms & Conditions set out herein. For the purpose of these Terms & Conditions, a "website" shall mean information distributed or transmitted world-wide via Hyper Text Transfer Protocol (HTTP standard) over Transmission Control Protocol/Internet Protocol (TCP/IP) net, also called the Internet.PLEASE READ THESE TERMS & CONDITIONS CAREFULLY BEFORE USING THIS SITE AND, IN PARTICULAR, BEFORE ANY PURCHASE IS MADE. THESE ARE THE TERMS & CONDITIONS THAT APPLY TO YOUR VISIT AT THIS WEBSITE AND ALL TRANSACTIONS THAT YOU MAY MAKE OVER THE SITE, NOW OR AT A LATER TIME. ITsilver maintains this website and other websites that are linked to this site and are subject to the ownership of ITsilver (collectively "the Site") as well as all information, software, photos, text, music, sounds,videos and other materials and services rendered on the Site (collectively "Content"), for the use of members of the general public but only for the lawful purposes described below.
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A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine.

I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents. I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image.

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